Monday, October 22, 2007

How to Determine if it's Time to Refinance (Richfield Reaper)

(ARA) - Tired of living paycheck to paycheck? Feel like your budget is stretched so thin, there's no way you'll ever get your credit cards paid off? If so, you're not alone.
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Why Now is a Good Time to Refinance (Benton Evening News)


(ARA) - If you're a homeowner, the recent drop in interest rates has opened up the possibility of big savings on your monthly payments.
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Are no-cost refinance loans worth it? (The Advocate)


You may have seen ads lately for a "no-cost refinance" mortgage loan. This appears to be a mortgage program that promises no fees or out-of-pocket expenses when you refinance your existing home mortgage.

Refinance, transfer land Air Force couple in bind (The St. Charles Sun)


"We got suckered," Kris Guffa says as she looks back at how she and her husband were pitched with a chance to refinance at 100 percent of their home's value. Two years later, there is turmoil in the family's finances.

Bad Credit and Home Refinance (Benton Evening News)


(ARA) - Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days. But is it really a good idea for people with bad credit?
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How to Determine if it's Time to Refinance (Richfield Reaper)


(ARA) - Who wouldn't enjoy a break on their monthly mortgage payment? On the other hand, how can you be sure the timing is right to refinance? Are the rates and the current mortgage market the best indicators?

Tuesday, October 16, 2007

Good time to refinance a 5year arm to 15 year?



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Should I Refinance My Mortgage or Home


When asking yourself the question should I refinance my mortgage or home, there are several variables to consider before making a final decision. You need to first consider the current interest rates, what you want to use the cash for, ...more



Arizona Bad Credit Mortgage, Arizona Bad Credit Mortgage




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Good time to refinance a 5year arm to 15 year?


Rating: 0 Posted By: swordfish01 Views: 32 Replies: 4. I have a 5 year arm which can ride out for 2 more years at 5.8%. The 15 year rate is about 6.0% and be refinancing i would also eliminate PMI and be making $550+ payments towards ...more

When to Refinance

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Refinance Proceeds May Be Used By Nondebtor Spouse in MA


The case of Nickless v. Lodi (In re Lodi), 2007 Bankr. LEXIS 3075 (Bankr D MA, 09/12/07) (Rosenthal, J.) presented the not-uncommon situation of a debtor and his then-wife refinancing their home, with the nondebtor wife using the ...more



Refinance Calculator


Mankiw stears us to an online calculator to determine at what rate someone ought to refinance a home mortgage. (The refinance decision is not an easy one since interest rates might very well drop after the refi decision has been made, ...more



Refinance Your Student Loans Serenade


If you’ve recently graduated from college, you’ve probably been bombarded with mailings and advertisements urging you to refinance (or consolidate) your student loans right away. But wait, what is loan consolidation? ...more



When to Refinance


In a new paper, Sumit Agarwaland, John Driscoll, and David Laibson provide a relatively simple closed-form solution to the problem of when to refinance one's mortgage to save on interest payments, taking into account uncertainty and the ...more