Resolved Question: What are the different types of mortgages?

my partner and myself split up 4 months ago, we are not married, the mortgage was always paid by my ex as i recently had our baby (10 months ago) so been unable to work, im now back at work part time on a low wage and since me and my son moved out i have set up a direct debit to go into my ex's bank for £100 a month to pay towards mortgage, the mortgage is £500 a month but we agreed that instead of my ex paying child support he would just pay £150 of my half of the mortgage therefore leaving £100 for me to pay, at the moment things between us are ok but im just worried that in a few years time he may try to cut me out of my share, any advise would be great, we live in the uk and was joint mortgage, thanks yes my name is on the mortgage, and the only reason im paying anything is becasue my friend used to work at a soliciters and had seen a lot of cases like mine, and she said that even if the mortgage is in joint names, if only one person is paying it they can be entitled to 100%, she advised me to set up a direct debit int his account every month to pay some of the mortgae so that if he ever did say i was not paying anything i could prove i was, i just can't afford to see a soliciter right now so i just want to be sure i get whats mine, i'm not even sure if i should be paying him anything and will still be entitled?

Open Question: How much of a mortgage should I go for?

I currently earn £18k in a sales job, bonuses take it up to about £22k. I can qualify for a graduate mortgage and am looking at properties around the £80k mark. I have loans and credit card payments of £170 per month.
What should I go for?

Open Question: I am looking to apply for a mortgage. I am separated from my husband. His parents took out a mortgage 2 years?

His parents took out a mortgage 2 years ago and bought a house. The mortgage was in their names only. My husband and I had a legal charge on the house meaning that we each owned 25% of the house and therefore had to pay 25% of the mortgage to his parents each month. Can I apply now for a first time buyer mortgage?- i've never had a mortgage in my name but had this charge. if you have had this please help me. I'm in wales by the way. - good point!

Open Question: What are the odds to let the bank that I have my mortgage loan take my house. and how long could it take?

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