Open Question: Is buying a house a good idea? Is it a good investment? Why am I so stressed about it?

My ex-wife left me while I was at work one day. Took money out of our bank account that was supposed to pay for our mortgage. Long story short, she has lied and lied about who and what she is doing while she is living 2 hrs away from me. She still texts my cell phone and calls my cell phone telling me that she loves me and wants to work it out. She also says that she is going to move back here. She consistently tells me that she is going to call me or come see me then never does. While we were going thru our seperation, I sat at home waiting on her to come back and didn't go anywhere. I have only dated two women since our divorce, but I sincerely love my ex-wife with all my heart. I have done my share of wrongs in our relationship, but I can honestly say that I have learned from them and have tried hard to change even before she left. I work, don't do drugs, beat her, I love her son like he is my own (hell he even called me daddy). Is she playing games or sincere about us? Correction: I don't beat her. Lol! I don't have a number to call her on either. She only has my number. It has only been since last July that she has left. If she would just be honest with me and tell me that she doesn't want me, I know that I could let go of her.

Open Question: Home equity loans used as investment?

We are little naive about finance...duh...we have about 300k in
equity in our home and wondered when you release that equity to say buy a holiday/investment property...are you essentially upping your mortgage by that amount?so you actually are paying double maybe triple the repayments....pls explain

Open Question: Is buying a house a good idea? Is it a good investment? Why am I so stressed about it?

I'm 25 and my husband and I are thinking of buying our first home and I am so stressed about it- you wouldn't believe how nerve wrecking this is. It's probably the biggest purchase we'll ever make and I'm worried that it's not the best decision. My husband makes $35,000 a year and I make about $10,000 (I work part time). I won't graduate college until May so I'm not in a "career" yet. The houses we're looking for are in the $90,000- $110,000 range. Is that aiming to high? I work at a bank so we'll get a great mortgage rate. We only have $5000 for a down payment but we also have no debt.

I'm just worried about what if we lose our jobs, what if buying a house is a mistake, all of the upkeep on the house, etc. It just seems so final whereas an apartment is not.

Is buying a home a bad idea? Is it a good thing? Why am I so nervous and scared about it?? Is it normal to feel this way?

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