Open Question: i am interested in obtaining deed to my house. mortgage lien is satisfied. Where must i go to get deed?

I filed chp. 13 bankruptcy a few months back and now want to surrender my house. I owe more than the house is worth and cannot afford the mortgage payment. I am current on the mortgage payments and the bankruptcy payments. Will this be a foreclosure on my credit? Also, how long will have to wait before I am able to get another mortgage? I understand that FHA will be the only lender who would even consider a mortgage a few years after bankruptcy.

Resolved Question: My dad was mis-advised 18 years ago and took out the wrong mortgage, can he sue?

Firstly, we live in London, so this will be related to British Law

My dad was mis-advised 18 years ago (April 1990) when he took out his mortgage, and was advised an interest-only mortgage, not a repayment mortgage.

He was given the wrong forms to fill in when he took out his mortgage and the forms do not clearly state it's an interest only mortgage, it only states the value of the house and the loan he's taken out.

When the mortgage was completed and a completion form was sent, he got a statement through which does say on it "amount to be paid upon completion"

However, my dad is not very financial illiterate and didn't understand fully everything which was going on, and was under the impression, the mortgage would of been paid up after the 18 years.

The upfront fee is now due in a few months. The company has now changed names, however he is still on the wrong mortgage. Can my father sue? And will he have to find the full amount?

Please only reply if you know the legals here.

Open Question: i am interested in obtaining deed to my house. mortgage lien is satisfied. Where must i go to get deed?

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